Rates  |  About Us  |  Hours & Locations  |  Contact Us  |  Blog
Savings
Checking
Loans
Services
News & Alerts
Membership
  

Archive for November, 2016

Coming Soon: New Website

Wednesday, November 30th, 2016

Website homepage on a laptopOur new website is coming soon, and we’re excited about how much easier, more functional, and more flexible your online experience will be.

Personal Loans website page on a mobile phoneIn addition to clear sections for whatever your financial needs, we’ll have calculators for simple “what if” trade-offs, easy-to-read graphics for comparing different offerings like loan types, smooth transitions between desktop, laptop, and mobile environments, and intuitive navigation.

Get a sneak peek at the screenshots here, so the new site is more familiar to you once we make the switch. We look forward to having you try it out.
Typical website page on a tablet

Charity in Season: Kids Oneida

Monday, November 28th, 2016

Volunteers deliver Thanksgiving dinnersIt’s important to be involved in and support your community whenever you can. Our efforts throughout the year include developing partnerships with area organizations for greater impact. Kids Oneida is one such organization. They are a unique home- and community-based not-for-profit network that provides individualized and non-traditional services to our highest risk youth—those with social, emotional, and behavioral challenges.

Working with at-risk youth and their families, Kids Oneida has consistently been able to divert out-of-home placements, keeping children with their families, and in their homes, communities, and schools. They accomplish this through a variety of programs designed to meet the needs of families and children in Oneida and Herkimer Counties. Using the “wraparound” treatment philosophy, these programs range from very intensive to less restrictive.

First Source is proud to have helped Kids Oneida for many years through corporate funding, volunteering, and personal employee donations. Funding has gone toward maintaining programs and services; volunteers have helped feed more than 100 families Thanksgiving dinner; and personal employee donations go toward “adopted” families each holiday season, providing gifts where there otherwise might not be any. Over the past 6 years, we have adopted 136 children from 48 different families.

In 2016, we’re proud to have given almost $3,000 in corporate funding to this great organization. In addition, we’re providing gifts to needy families, adopting 28 children from 8 families.

Please consider joining us this year. Together we can do so much more!

Holiday Loan: Is it Right for You?

Wednesday, November 16th, 2016

Mother and daughter buying Christmas itemsThe holidays are coming, and the expenses can add up. Presents for family and friends, out of town travel, extra groceries for the big family meals, and even wrapping paper and shipping costs, all add up. We don’t want you to stress about the post-holiday credit card bill surprise. A Holiday Loan could be the answer, allowing you to focus on what matters most: your loved ones.

If you’re considering applying for a Holiday Loan to help cover your expenses, review this list to help you decide if it’s the right choice for you. If you have any questions, simply make an appointment with us, and we can help you work through the entire decision process.

1. Have you budgeted properly?

It’s always helpful to have a budget for your holiday spending. Make sure to include not only gifts, but travel, food, decorating, and other relevant expenses. If your budget is sound and you’re still not able to cover expenses, a Holiday Loan may be the answer.

2. Do you know how much you’re able to repay?

This one seems obvious, but some people don’t consider it: you should only borrow as much as you’re able to repay. Borrowing can save your holiday, but taking on too much debt won’t help. Make sure you know how to accommodate the new loan in your monthly expenses. If you’re not sure how to figure this out, we can help!

3. Do you know exactly how much you need?

Another pretty obvious one. It’s tempting to consider borrowing more than you need, so you can have a little extra funding for the unexpected, but it’s never worth it. Figure out what you’ll need to cover your holiday expenses, and stick to that amount. Again, if it fits into your repayment budget, consider a Holiday Loan.

4. Do you have a spending plan for the loan amount?

Have a spending plan in mind, and resist impulse purchases. Know what you consider acceptable, and what’s not part of your plan, and stay within the limits of your available funds.

If you’re ready to apply, it’s time to plan ahead and get started. That way you can apply, and if approved, get your cash in time for everything you need, well before the last minute! Call us today at 315.735.8571 to make an appointment.








Your savings federally insured to at least $250,000 and backed by the full faith and
credit of the United States Government.
New Hartford    |    Utica    |    Herkimer    |    315.735.8571    |    1.800.735.8571
Privacy Policy    |    Site Map    |    Home
This system is restricted to authorized users for legitimate business purposes and is regularly audited.
Unauthorized use of this system is prohibited and may constitute a crime punishable by law.
The official website of First Source Federal Credit Union © 2010
Designed by romanelli communications
CMS by Cambium Group, LLC
First Source Facebook Fan Page First Source on Twitter Subscribe to our RSS Feed