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Credit Unions: The smarter choice

CBS This Morning gave us (ok, all credit unions) a nice plug in their segment on why credit unions are a great choice. With the Fed keeping interest rates low, you’ll want every advantage you can get in managing your finances these days. What are the big advantages?

  1. It’s easy to join. For First Source Federal Credit Union, if you live, work, worship or attend school in Oneida or Herkimer counties, you can be a Member. That’s it. Visit or call us if you’re not sure if you qualify.
  2. As a non-profit, member-owned organization, our rates on your savings are generally higher than banks, and our rates on loans are generally lower. Loosely translated, more money in your pocket.
  3. We’re part of a network of more than 28,000 surcharge-free ATMs across the country (any Co-op Financial Services or Sharenet ATM).
  4. Although this segment presents it as something to be careful about, at First Source, we keep the details simple and clear. We don’t suddenly change terms on your accounts. Ask a Member. We let you know the terms, and we keep them consistent. No surprises.
  5. They also talk about a $20 entrance fee to join many credit unions, but not at First Source; here it’s only $5 which is your ownership in the company. Sweet.

They didn’t mention one big advantage you get: at First Source, we see you as a person with individual needs, from opening an account to applying for a loan. We get to know you, and we treat you like a friend. And you can take that to the…well, to the credit union.

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