Tom Neumann, our Executive VP/COO, talks about the First Source approach to fees, especially in response to recent legislation requiring financial institutions to take on the extra cost of debit card fees. In response to the new law, many big banks added fees to their cards, some added monthly fees, and others changed their requirements to get “free” cards and services. We continue to give you free (no-fee) debit cards. We avoid fees when possible, and when we can’t, we keep them low. Simple. Remember, at First Source, “free” means…”free”.